Confident Moves Begin Here
Unlock Your Path to Homeownership
Credit is what stops most first-time buyers before they start. If that's where you are, there are specialists who do this work.
Who This Is For
Built For Your Situation
Credit restoration is not one size fits all. These specialists work with buyers at every stage.
First-Time Buyers
Navigate the process with confidence from day one
Credit Rebuilders
Strengthen your profile with a specialist before you apply
Couples & Families
Plan together with a timeline that works for both of you
Move-Up Buyers
Position yourself for better terms on your next home
THE PROCESS
Your Journey in 3 Easy Steps
Every step below happens directly with the specialist you choose.
Compare Both Partners
Visit each website, look at their programs and pricing, and decide which approach fits you.
Contact Them Directly
Reach out through the partner's own site or scheduling link. Consultation, intake, and enrollment all happen on their end.
Work Your Plan With Them
Your specialist handles the strategy, the disputes, the education, and the timeline. Progress questions go to them.
BEFORE YOU CHOOSE
What To Know Before You Choose
Credit repair is a regulated industry. Here's what to ask any specialist before you sign anything.
Know What They Can and Cannot Do
Accurate, current negative information cannot legally be removed. Legitimate work focuses on inaccurate, outdated, incomplete, and unverifiable items.
Get the Timeline in Writing
Ask how long their process typically takes and what happens if results are slower than expected.
Understand the Pricing
Ask for total cost, not just monthly cost. Ask what a setup fee covers and what happens if you cancel.
Be Wary of Guarantees
No one can guarantee a specific score increase. A specific number promised upfront is a warning sign.
Know Your Rights
Under federal law you have the right to a written contract, a three day right to cancel, and free access to your own credit reports.
Ask About Education
The goal is a profile you can maintain. Ask how they teach you to keep the score once you have it.
Credit Support
Preferred Credit Partners
Credit restoration is not a service we provide. For visitors who need that work before pursuing home financing, two independent credit specialists are listed below. Each runs their own company with their own programs, pricing, and agreements. Review both and contact the one that fits you directly.
A2 Assemble Solutions
Credit Specialist: Twyla McCall
$99/month
plus 50% off on signup fee
Works with beginners, aspiring homeowners, and people unsure where to start. Pairs credit restoration with financial education so clients understand the process rather than handing it off.
TAPP Building Solutions, LLC
Credit Specialist: Tammy Epps
$99/month
plus 50% off on signup fee
A credit improvement company focused on challenging inaccurate, outdated, incomplete, and unverifiable information on consumer credit reports, combined with consumer education.
Disclaimer: The credit specialists listed here are independent third-party companies, not employees, agents, or affiliates of Lex HTX Realty. Lex HTX Realty does not provide credit repair, credit restoration, credit counseling, or credit education services, does not review or evaluate individual credit reports, does not supervise the services offered by these companies, and receives no compensation of any kind in connection with these referrals. No credit outcome, score increase, or timeline is guaranteed by any party. Any agreement is solely between you and the provider you choose. You are free to select any provider or none at all. Improving credit does not guarantee mortgage approval.
